How Does Urbanrise’s “Pay 10% Now, Nothing Till Handover” Make Buying Flats in Siruseri Easier?

For many middle-class individuals and families, owning a home remains a lifelong aspiration — one that often comes with years of financial planning, savings, and sacrifices. Despite the availability of government-backed schemes like PMAY (Pradhan Mantri Awas Yojana) and interest subsidies on home loans under the Credit Linked Subsidy Scheme (CLSS), the process of buying a home still feels financially demanding for most.

The reasons are in fact quite evident – Rising property prices, upfront costs, and the burden of pre-EMIs during construction often make potential buyers postpone their decision. This is especially true in growing real estate hubs like Siruseri, where property demand continues to rise due to strong employment opportunities and infrastructure expansion. For such aspiring homeowners, the real challenge isn’t just finding a suitable flat — it’s about managing affordability without compromising on lifestyle or location.

To make homeownership more attainable, Urbanrise, South India’s No.1 real estate developer, has introduced a buyer-friendly initiative that addresses these concerns directly. The “Pay 10% Now, Nothing Till Handover” scheme offers a flexible financial model that allows buyers to secure their dream home without the stress of multiple construction-linked payments.

What is the “Pay 10% Now, Nothing Till Handover” Offer  ?

Traditionally, homebuyers have to make periodic payments during construction, which can strain personal finances. Urbanrise’s scheme simplifies this: buyers need to pay only 10% upfront at the time of booking. The remaining payment is deferred until the property is ready for possession.

Typically, during construction-linked payment plans, buyers need to pay pre-EMI (interest on the home loan portion) for the amount disbursed by the bank. However, under the “Pay 10% Now, Nothing Till Handover” scheme, the buyer only pays 10% upfront, and the remaining amount is due at possession. This means there is no pre-EMI burden during construction, as banks release the loan amount only at possession, significantly reducing financial stress and helping buyers plan their finances more efficiently.

This approach removes the immediate financial burden and gives buyers more time to arrange funds, plan their investments, or continue with other personal financial commitments. For buyers eyeing flats in Siruseri, this scheme makes high-quality residences more accessible without compromising on location, amenities, or lifestyle.

Why This Offer Makes Home Buying Easier  

1. Reduced Financial Pressure

A smaller upfront payment allows buyers to enter the property market without tying up a large sum immediately. This is particularly beneficial for young professionals and first-time homebuyers who want a home in Siruseri but are managing multiple financial priorities like education expense for the kids at home, vehicle loan, etc.

Urbanrise Siruseri takes the load of additional expense during the construction phase and offers these aspiring home seekers thoughtfully designed 2- and 3-BHK apartments in a modern, self-contained township with amenities such as landscaped gardens, clubhouse, and fitness zones. So the young home Buyers can secure a premium residence without having to stress about frequent milestone payments.

2. Adequate Time to Arrange Finances Strategically

With the balance payable only at handover, buyers can plan their finances, apply for home loans in a more structured manner, or align payments with income flow. This reduces financial anxiety and allows for a more relaxed homebuying journey.

This deferred payment model also allows buyers to align their property purchase with other financial goals, such as investing in retirement funds, children’s education, or other short-term savings plans. It ensures that the home purchase does not compromise overall financial stability, especially for first-time buyers or working professionals balancing multiple commitments.

Urbanrise Siruseri enhances this benefit by ensuring transparent pricing, clear payment schedules, and RERA-approved projects — providing peace of mind and clarity for every buyer.

3.Prime Location home without financial strain

Siruseri is one of Chennai’s fastest-growing residential corridors, with proximity to SIPCOT IT Park, reputed schools, healthcare centers, and retail hubs. This scheme allows buyers to secure a home in a high-demand area without the upfront financial strain that traditional payment plans impose.

Siruseri is not just a hub for IT professionals; it has excellent social infrastructure with reputed schools like KC High, hospitals such as Global Hospital, and shopping hubs like DLF IT Park Mall. This combination of connectivity, employment options, and lifestyle amenities ensures that properties in this corridor are highly sought-after and likely to appreciate steadily.

This buyer-friendly scheme from Urbanrise’s apartments in Siruseri offer buyers a very appreciating asset in a very flexible payment scheme that does not impose financial stress and offers the benefits of enjoying architecture, premium amenities, and a vibrant community. The “Pay 10% Now” offer makes it possible for more families to enjoy the advantages of a strategically located home in a rapidly appreciating area.

4. Confidence & Safety in Investment

Deferring the bulk of the payment until possession ensures that buyers can see the project’s progress before committing fully. This adds a layer of confidence and reduces perceived risk, making the property investment smoother and more secure.

With deferred payments, the risk of committing large capital upfront is minimized, while the potential for appreciation in Siruseri’s growing residential market remains. Buyers can secure a premium apartment in a prime location with minimal upfront exposure, making it an attractive proposition for both end-users and rental-income investors.

Urbanrise’s commitment to quality construction, timely delivery, and well-planned township infrastructure further reinforces the sense of security for buyers opting for this scheme.

Highlights of the Scheme

Urbanrise’s “Pay 10% Now, Nothing Till Handover” scheme stands out as a practical, well-structured initiative tailored to the needs of modern homebuyers. It empowers families and professionals to secure their dream homes in Siruseri without the immediate burden of EMIs or multiple installments during construction.

Beyond the financial convenience, the scheme reflects Urbanrise’s core values — trust, innovation, and customer-centricity. As a brand known for delivering thoughtfully planned townships backed by strong financial credibility, Urbanrise ensures that buyers enjoy both peace of mind and tangible long-term value.

Below are the key points that make this scheme an attractive opportunity for aspirational homebuyers:

• The “Pay 10% Now, Nothing Till Handover” scheme minimizes upfront financial burden and allows buyers to plan effectively.

• Buyers can access prime apartments near Siruseri with world-class amenities and well-designed layouts.

• Transparent payment plans and RERA-approved projects enhance trust and reduce investment risk.

• The scheme opens opportunities for young professionals, first-time buyers, and investors to enter a high-demand residential market in Siruseri without compromising on lifestyle or location.